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Details for accessing your student health insurance card and policy information can be found

The costs, which vary for domestic and international students, as well as by start of enrollment, can be found above.

The dates of coverage are listed above. Students who arrive in New York for academically related reasons (including student athletes arriving for training camp and practice, or international students arriving to search for housing or attend orientation) may be eligible for an extension of their coverage (at a prorated additional charge). Athletes seeking an extension of coverage should speak with their coach or a member of the Athletic Department administration. International students seeking an extension of coverage should speak with their admissions advisor.

For the safety of our students and our campus community, we require all full-time students enrolled in in-person classes to health insurance. We have worked to develop a plan that is, in many cases, more affordable and more robust than alternative plans held by students and their families. Additionally, we know that our students from out-of-state may experience issues with the breadth of the coverage provided by their plans when used in New York State. For these reasons, our students are automatically enrolled in the plan. They may opt out, utilizing the wavier process described below, if they can demonstrate comparable alternative coverage.

Insurance plans and their cost structures are based on identifying the total number of people covered by the plan. For this reason, there must be a clear deadline after which the number of participants will not decline. This is a major factor in keeping costs down for all participants.

Yes, students may secure financial aid (typically in the form of federal or private student/parent loans) to address their Pace health insurance plan expense. However, because not all students use the Pace plan, the expense is not initially included in the Financial Aid Cost of Attendance (COA) budget. Students who wish to take advantage of the Pace Health Insurance plan, and desire to have financial aid (again in the form of federal or private loans) address the charge, need only email financialaid@pace.edu with their names and University ID numbers, and a statement that they will need Pace Health insurance and wish to have their COA budgets increased to account for this expense.

Details of the waiver process and due dates are provided on the Health Insurance Waiver page.

Students enrolling in the program in the fall are covered for a full calendar. After the Fall deadline, students may enroll for the spring and summer by the SPRING deadline. After the Spring deadline, students may enroll for the Summer by the SUMMER deadline. After the summer deadline, students may not enroll in the plan. Students who experience a life event that results in the loss of other insurance may be eligible to be enrolled in the insurance after these deadlines. Students experiencing this must contact Academic Health Plans at 1 (855) 314-4942 or through the website. Students must be prepared to provide proof of the event resulting in loss of coverage. Additional limitations may apply.

Students who experience a life event that results in the loss of other insurance may be eligible to be enrolled in the insurance after these deadlines. Students experiencing this must contact Academic Health Plans at 1 (855) 314-4942, and provide proof of the event resulting in loss of coverage. Additional limitations may apply.

Mental Health (including Substance Use Disorder care) is covered, but the level of out-of-pocket costs varies based on whether the service is ��Ů�ٱ���Ƶ�����in network��Ů�ٱ���Ƶ����� or ��Ů�ٱ���Ƶ�����out of network��Ů�ٱ���Ƶ�����. Please visit the for details.

Yes, Gender Affirming Care is covered, but the level of out-of-pocket costs varies based on whether the service is ��Ů�ٱ���Ƶ�����in network��Ů�ٱ���Ƶ����� or ��Ů�ٱ���Ƶ�����out of network��Ů�ٱ���Ƶ�����. Please visit the for details.

Urgent care is covered, but the level of out-of-pocket costs varies based on whether the service is ��Ů�ٱ���Ƶ�����in network��Ů�ٱ���Ƶ����� or ��Ů�ٱ���Ƶ�����out of network��Ů�ٱ���Ƶ�����. Please visit the for details.

Injuries and other necessary care, resulting from participation in intercollegiate athletics, are covered by the plan. Please visit the for details. As Athletes are somewhat more susceptible to injury than the average student, we strongly advise that Athletes think carefully, and consult with their coach and athletic training staff, before choosing to waive the ��Ů�ٱ���Ƶ���� Health Insurance Plan.

Students who graduate during the academic year have the choice to either terminate their coverage, keep their coverage through the standard coverage period (August 14), or extend their coverage for an additional 3 months past the standard coverage period. To maintain coverage as��Ů�ٱ���Ƶ�����is, students do not need to take any action. To terminate the coverage, students must submit a request to Academic Health Plans, requesting that coverage end as of the date of their graduation. Coverage will be terminated as of the last day of the month in which the student requests termination of coverage AND their graduation takes place (whichever comes later), and a prorated refund of the premium for the unused portion of the coverage will be issued to the student. To extend coverage, students must contact Academic Health Plans at 1 (855) 314-4942 complete an extension enrollment form with payment.

If you have any questions related to this health care insurance or coverage, please feel free to contact (submitting a request via this page will create a service ticket directly to the AHP service team and allow a member to respond by email, or by phone if you prefer), or by calling 1 (855) 314-4942.