Health Insurance Waiver
Before Considering A Waiver, Please Be Sure You Have Alternate Coverage The Is Valid In New York State
Not all health insurance plans that originate outside of New York State provide out of state coverage. Both medical and behavioral health coverage are specific to the student's individual plan and should be verified before waiving the Pace Insurance Plan. Approval of a waiver request does not guarantee that your health insurance plan will adequately cover any medical or behavioral health situation that may arise.
The waiver process is primarily a self-reporting and affirmation of appropriate coverage. For international students there is an independent verification process to ensure that their plans include repatriation and evacuation coverage, but students THEMSELVES are responsible for ensuring that the coverage they have (which they feel exempts them from the default coverage) meets their healthcare needs.
It is critical that all students weighing the decision of whether or not to waive out of the school accident/sickness plan consider not only whether they have insurance coverage, but also the degree to which that coverage is valid in New York State.
The best way to verify the coverage (and limitations in coverage) of your insurance plan is to contact your insurance company. In most cases, there will be a contact number on the back of your insurance card. Before waiving out of the Pace insurance plan, we urge all students to take time to check with their insurance company to verify appropriate coverage in New York State. It is important to get specific confirmation, asking about whether the plan covers the following at the same level in NYS as it may in their home state or country:
- Urgent care
- Wellness visits
- Sick visits
- Prescriptions
- Behavioral Health Care
- Advanced imaging and diagnostic testing
- Physical therapy
How To Waive The Student Plan
Students who can demonstrate that they have comparable alternate health insurance coverage may waive out of the plan by the waiver deadline (listed below). To do so:
Domestic students
- Sign-in again with your Pace ID
- Complete and submit the required information to waive out of the Student Health Insurance
- You will be notified when and if your request is approved
International students
The process for international students to waive their Student Health Insurance coverage is scheduled to be available beginning on June 23. We apologize for the delay.
Starting June 23, international students will be able to access their waiver process through the .
Please note: in order for international students to have the insurance charge removed from their tuition bill, they must show proof of comparable insurance, including:
- policy must cover medical expenses incurred for both accidents and sicknesses at a minimum of $250,000
- policy must also cover Repatriation and Medical Evacuations at a minimum of $50,000 each
- policy cannot have any pre-existing exclusions clause
- policy must also be effective for the time that you enter ÄÐÅ®²Ù±ÆÊÓƵÈí¼þ until you exit
2025ÄÐÅ®²Ù±ÆÊÓƵÈí¼þ“2026 Waiver Deadlines ÄÐÅ®²Ù±ÆÊÓƵÈí¼þ“ Domestic And International
- Fall 2025: September 19, 2025
- Spring 2026: February 13, 2026
- Summer I 2026: June 7, 2026
- Summer II 2026: July 31, 2026